Tim joined the financial services industry in 1991 as an adviser with Britannic Assurance. In1994 Tim was promoted to Life Inspector and then promoted again to Sales Manager in 1998. He left Britannic Assurance in 2001 to become an IFA and worked primarily from home building up extensive knowledge of the independent market and a client Portfolio.

In July 2004 Tim joined forces with Andy Rees and formed 1 Stop Financial Services. Since then Tim prides himself in offering independent tailor made solutions to clients old and new.

Tim lives in Burton with his wife Rachel and has three boys ... Luke, Liam & Morgan. His hobbies are cycling and photography.

Andy has been in the financial service industry since 1996, he was a Financial Adviser with Prudential and Norwich Union before becoming an Independent Financial Adviser in 2001.

In 2004 he joined with Tim Hughes to form 1 STOP Financial Services, initially the business was run from an office above an estate agents in Narberth. In September 2005 they opened an office in High Street, Haverfordwest. Living in Haverfordwest, Andy is married to Heather and has 3 children Lee, Carl and Amy.

Lee started work for the company in Oct 2005, straight after he finished his A-levels, where he was taken on as an Office Manager.

In May 2008 Lee completed his Certificate in Financial Planning and his Mortgage Examinations and at the age of 21 this made his one of the UK’s youngest fully qualified Independent Financial Adviser.

Lee hopes in the future to gain expert qualifications in Pensions, so he can bring another specialist advice area to the company.

Lee enjoys keeping fit and he plays for a local football team, he is always looking for new challenges and thrives on learning and developing new skills.

Anthony Webb joined the 1 Stop Financial Services Team as Office Manager in February 2007. At the age of 24 and after working in the I.T. industry for 7 years,

Anthony felt that a change in career path was needed and looks forward to new challenges and expanding his knowledge in the Financial Planning environment. Living in Pembroke Dock, Anthony plays football for a local team and enjoys keeping fit.

Mal is well known in the business community, having been a business manager at LloydsTsb for many years in Pembrokeshire, a position he relinquished in 2005 when he moved to NatWest to become their Business Development Manager for Mid & West Wales.

He took early retirement in late 2007.

Mal lives in Crundale with wife Jan, and they have a grown up family. Away from the work environment he is a keen rugby supporter, and also plays golf, having been Captain at Haverfordwest in 2006.

Recently graduated from the University of Glamorgan with a BA (Hons) in Management and Business Sarah is the latest addition to the 1 STOP team. She is currently employed as Case Manager.

She is looking forward to developing her skills to gain valuable experience and progress her career within the company.