Services
Retirement Planning
Most of us now recognise the need for planning ahead to save for when we retire. There is an increasing emphasis on the need for individuals to provide their own income in retirement so we don’t need to rely on government handouts in old age.
With ever changing rules surrounding pensions from the introduction of stakeholder pensions to pensions simplification, the number of retirement planning choices have increased. Are you better off in a money purchase or final salary scheme, in an occupational scheme or a personal pension and which pensions funds offer your preferred level of risk and desired growth potential?
As you approach retirement, you will need an IFA to tell you which is the most appropriate way to draw your pension. Is it through a traditional annuity, phased retirement, income draw down or a combination? We can advise on every aspect of pension and retirement financial planning. We can help you with this maze of retirement options.
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“I had been renting a flat in Neyland for 2 years off my friend, when she asked if I would be interested in buying it. Unfortunately, due to a few financial problems in the past I didn’t think this would be possible. Thankfully, I was introduced to 1 Stop Financial Services who were extremely helpfully and managed to find me a mortgage so I could buy my home.
1 Stop Financial Services were very supportive, and I would definitely recommend their services to anyone.”
Miss T Wicks. Neyland
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