Wealth Management

Savings and Investments

If you’d like to make the most of your spare income or capital, we can provide advice on how to manage your money more profitably, which can prove invaluable.

The type of investment that suits your needs depends on a number of factors, such as the risk you are willing to take, the amount of income or growth you want, when you need your money and the rate of tax you pay.

Whether you are considering investing in individual companies, unit trusts, bonds, or making the most of tax efficient investments such as through an Individual Savings Account, it pays to get savings and investment advice from us.

Retirement Planning

Most of us now recognise the need for planning ahead to save for when we retire. There is an increasing emphasis on the need for individuals to provide their own income in retirement so we don’t need to rely on government handouts in old age.

With ever changing rules surrounding pensions from the introduction of stakeholder pensions to pensions simplification, the numbers of retirement planning choices have increased. Are you better off in a money purchase or final salary scheme, in an occupational scheme or a personal pension and which pensions funds offer your preferred level of risk and desired growth potential?

As you approach retirement, you will need an adviser from 1 Stop Financial Services to tell you which is the most appropriate way to draw your pension. Is it through a traditional annuity, phased retirement, income draw down or a combination? We can advise on every aspect of pension and retirement financial planning. We can help you with this maze of retirement options.